# PayPal Checkout Add-on - Disable 3D Secure trigger

**URL:** <https://community.gravityforms.com/t/paypal-checkout-add-on-disable-3d-secure-trigger/19964>\
**Category:** Get Help\
**Tags:** 3d-secure, credit-card, paypal-checkout\
**Created:** [January 10, 2026, 9:55am UTC](https://community.gravityforms.com/t/paypal-checkout-add-on-disable-3d-secure-trigger/19964 "2026-01-10T09:55:03Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![Andre\_B](https://avatars.discourse-cdn.com/v4/letter/a/ecd19e/32.png) [@Andre\_B](https://community.gravityforms.com/u/Andre_B)\
**Post date:** [January 10, 2026, 9:55am UTC](https://community.gravityforms.com/t/paypal-checkout-add-on-disable-3d-secure-trigger/19964/1 "2026-01-10T09:55:03Z")

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I noticed that quite a lot of my customers using my GF order forms with the PayPal checkout, but the credit card payment option will get a 3D Secure authentication error and the form will not get submitted. That’s quite annoying.  
It seems like we could theoretically add the string “SCA\_WHEN\_REQUIRED” to the Paypal checkout, which would only trigger the 3D Secure check when it’s required by regional laws.

I don’t see any option to enable this setting in the PayPal Checkout add-on.  
Does anybody have any ideas how to make the credit card payments less restrictive?

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**Author:** ![system](https://us1.discourse-cdn.com/flex020/uploads/gravityforms1/original/2X/f/fef63f0599c45e0218c30d9f5d7ca8bff9b00189.png) [@system](https://community.gravityforms.com/u/system)\
**Post date:** [February 9, 2026, 9:55am UTC](https://community.gravityforms.com/t/paypal-checkout-add-on-disable-3d-secure-trigger/19964/2 "2026-02-09T09:55:15Z")

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Closed on February 9, 2026, 9:55am UTC

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